Qualitative and Affordable Health Plans
Springtide Health Plans range from the high end to the lower end of the market thereby ensuring that there is a plan for you no matter your status.
Our health plans are designed to meet both local and international healthcare needs; offering a one-stop solution to all your health care needs.
To find out more or to get a quote call us 08090180992.

HEALTH PLAN/PREMIUM | Basic Springtide | Standard Springtide | Comprehensive Springtide | Special Springtide | Executive Springtide |
Description | |||||
Outpatient/Inpatient Consultations &Rx | Covered | Covered | Covered | Covered | Covered |
Accident & Emergency including admission in ICU (max 7days) | Covered | Covered | Covered | Covered | Covered |
Immunizations | NPI | NPI | NPI | Comprehensive | Comprehensive |
Full out-patient consultations | Covered | Covered | Covered | Covered | Covered |
Supply of drugs & Medicaments | Covered | Covered | Covered | Covered | Covered |
Basic X-rays and Scans | Covered | Covered | Covered | Covered | Covered |
Advanced diagnostic test (CT Scan & MRI) | Covered | Covered | Covered | Covered | Covered |
Routine Laboratory investigations | Covered | Covered | Covered | Covered | Covered |
Maternity services (ANC, delivery / C/S.) | Covered | Covered | Covered | Covered | Covered |
Primary Ophthalmology care and surgery | Covered | Covered | Covered | Covered | Covered |
Dental care | Covered (primary) | Covered | Covered (including root canal RC) | Covered (including RC) | Covered (including RC) |
Specialist consultations | Covered | Covered | Covered | Covered | Covered |
Annual Basic Medical Examination | Not Covered | Covered | Covered | Covered | Covered |
General surgery (minor- major) | Covered (Minor-inter.) | Covered | Covered | Covered | Covered |
Hospitalization/Admission | General | Semi-private | Private ward | Private ward | Private ward |
Eye Lenses (Limit of N10, 000) | Covered (Up to 5,000 only) | Covered (Up to N10,000 only) | Covered up to N10,000 | Covered up to N20, 000 | Covered up to N30,000 |
Rx of chronic illnesses (DM, HBP, asthma etc.) | Covered | Covered | Covered | Covered | Covered |
Infertility (Married only) | Covered | Covered | Covered | Covered | Covered |
Physiotherapy | Covered | Covered | Covered | Covered | Covered |
Psychiatric Treatment(4 weeks) | Covered | Covered | Covered | Covered | Covered |
Death and Accidental Benefit | Covered (limit of 50,000) | Covered (limit of 75,000) | Covered (limit of 75,000) | Covered (limit of 100,000) | Covered (limit of 100,000) |
Emergency dialysis (3 sessions) | Covered | Covered | Covered | Covered | Covered |
Treat of HIV/AIDS | Covered | Covered | Covered | Covered | Covered |
Hospital Category Applicable | Band 1 | Band 1& 2 | Band 1 & 2 | Band 1, 2 & 3 | Band 1 – 3+ Executive Hosp. |
Financial limit of cover | No limit | No limit | No limit | No limit | No limit |
Premium per staff per annum (N) | N30,000.00 | N45,000.00 | N54,000.00 | N120,000.00 | N 350,000.00 |
Premium per family per annum (N) | N90,000.00 | N140,000.00 | N170,000.00 | N350,000.00 | N900,000.00 |